Archive | April 2013

The Wealthy Barber Book Review

The Wealthy Barber

The Wealthy Barber by David Chilton

Published: February 2002

Publisher: Stoddart

Source: Chapters

Synopsis (Goodreads): David Chilton’s popular The Wealthy Barber is a good starting point for anyone who wants to construct a personal financial plan. Many people are so scared of dealing with their money that they don’t do anything at all–only to suffer for it over the long haul. Chilton shows that planning is simple and you don’t have be a whiz kid to set yourself on the route to financial security. “When I finally learned the basics of financial planning, I couldn’t believe how straightforward they were. It’s just common sense,” is the overarching message.

The Wealthy Barber takes the form of a novel, though it wouldn’t win many awards for plot, setting, or characterization. The narrator, Dave, a 28-year-old school teacher and expectant father, his 30-year-old sister, Cathy, who runs a small business, and his buddy, Tom, who works in a refinery, sit around a barber shop in Sarnia, Ontario, and listen as Ray Miller, the well-to-do barber, teaches them how to get rich. The friends are at the age when most people start thinking about their future stability; among the three of them, they face almost every broad situation that can influence a financial plan. Ray, the Socrates of personal finance, isn’t a pin-striped Bay Street wizard. He is a simple, down-to-earth barber dispensing homespun wisdom while he lops a little off the top. Ray’s barbershop isn’t the place to learn strategies for trading options and commodities.

Instead, his advice covers the basics of RRSPs, mutual funds, real estate, insurance, and the like. His first and most important rule is “pay yourself first.” Take 10 per cent off every pay cheque as it comes in and invest it in safe interest-bearing instruments. Through the magic of compound interest, this 10 per cent will turn into a substantial nest egg over time. This book isn’t about how to get rich quick. It’s about how to get rich slowly and stay that way.

Personal Thoughts: I’ve been reading a lot of personal finance blogs lately and in one of them The Wealthy Barber was mentioned. I’ve heard of it before but I’ve never had a chance to actually read it. I picked it up last week and read it within a day. The material is very easy to read, but it is thought provoking. 

As they say, sometimes the way to get financially independent is to start with small baby steps and go from there. Although you would think that personal finance would be a boring topic, Chilton uses a conversational style and anecdotes to grab the readers interest. A lot of what he mentions,we already know, however some of us might not have had a chance to apply it to our situation. Everyone knows to save, but do they? And how much? Chilton advises that we save 10% for retirement, 10% for savings, and whatever else you have left over you can use it as ‘fun money’ without feeling any remorse.

The book was written well and in a manner that will appeal to everyone. Investing and saving doesn’t have to be hard. You just have to start. That is often the hardest part. When I finished reading the book, I felt more informed and I’ll definitely be checking out the sequel The Wealthy Barber Returns. 

Rating: 4/5 Stars

Unbreak Me Cover Reveal

unbreak me
Unbreak Me by Lexi Ryan
Publication date:  May 27th, 2013
Genre: New Adult Romance
Synopsis:

“If you’re broken, I’ll fix you…”

I’m only twenty-one and already damaged goods. A slut. A failure. A disappointment to my picture-perfect family as long as I can remember. I called off my wedding to William Bailey, the only man who thought I was worth fixing. A year later, he’s marrying my sister. Unless I ask him not to…

“If you shatter, I’ll find you…”

But now there’s Asher Logan, a broken man who sees the fractures in my façade and doesn’t want to fix me at all. Asher wants me to stop hiding, to stop pretending. Asher wants to break down my walls. But that means letting him see my ugly secrets and forgiving him for his.

With my past weighing down on me, do I want the man who holds me together or the man who gives me permission to break?

LexiRyan  
New York Times and USA Today bestselling author Lexi Ryan writes romances with humor, heat, and heart. Her books are described as fun, flirty, and wickedly sexy. A lover of learning, Lexi has been in the classroom all her life and currently holds the title of assistant professor of English at her local community college. Lexi is a proud member of Romance Writers of America. She lives in rural Indiana with her husband and two children.
RELEASE DAY BLITZ:
For those of you interested, Xpress Book Tours will be organizing a release day blitz for Unbreak Me on May 27, 2013 If you would like to sign up for it, go to :
Personal Thoughts: Ohh the plot sounds so good 🙂 Although the cover is good, it doesn’t really pique my interest. There is nothing that makes it unique. However the story itself does make me interested enough to grab a copy of Unbreak Me and take a chance on it.

Kiss of Fate Book Review

Kiss of Fate by Deborah Cooke

Publication Date: February 3rd, 2009

Publisher: Signet

Source: Library

For millennia, the shape-shifting dragon warriors known as the Pyr have commanded the four elements and guarded the earth?s treasures. But now the final reckoning between the Pyr, who count humans among the earth?s treasures, and the Slayers, who would eradicate both humans and the Pyr who protect them, is about to begin.

Haunted by dreams of a lover who takes the form of a dragon, Eileen Grosvenor searches for the truth. She never expects to find a real dragon shape shifter, let alone one who awakens her passion and ignites memories of a forgotten past.

Erik Sorensson is focused on leading the Pyr against the Slayers when a powerful ancient relic reveals itself. Erik tries to retrieve it from Eileen?s possession?and is shocked by a fury of passion. Her presence touches him in unexpected ways, reminding him of mistakes he?s determined not to make again, and Erik is forced to make a choice?duty or love.

Personal Thoughts: This is the 3rd book in the series and sad to say, but I am starting to see a pattern here. I keep seeing the same or similar elements in terms of when the firestorms happens, the chase, acceptance and then the fight. Although the book is still interesting, it makes me question whether I should continue with the series (there are 9 books in the series).

The characters do get a bit more developed as the story progresses. Eileen and Erik are quite the pair and we learn more about them as the Slayers  try to attack and destroy everything the Pyr  has worked so hard for. There were a few twists and turns that made me stop and think What just happened here?  I have to say that the second half of the book was more interesting to read than the first part. There were a few things that I wasn’t expecting to see and when i did, it made me continue to read instead of putting the book down.

Kiss of Fate was an adventurous read, however, overall it is not one that I would be tempted to re-read. Despite the familiarity of the characters and their mission, this book just did not live up to my expectations.

Rating: 3/5 Stars



Follow the White Rabbit Cover Reveal

white rabbit cover
Follow the White Rabbit by Kellie Sheridan
Publication date: May 21, 2013
Genre: YA Fantasy
Synopsis: 

For centuries, Wonderland thrived as the domain of beautiful bedlam and unapologetic madness. It was a place like no other. All it took was one girl slipping in through the cracks of the universe to start chaos spiraling toward order. In the 150 years since Alice’s visit, the realm has become tainted—almost normal. Rabbits in waistcoats and playing card minions are little more than creatures of myth, and Wonderland is literally falling to pieces.

For Gwen, Rose, and Lucky, Wonderland is home, and yet they know little of its former glory. When the Alice prophecy resurfaces, they’ll have one chance to use Wonderland’s own legends to bring a little mayhem back into their reality. For she who controls Alice controls the fate of Wonderland.

AUTHOR BIO

kelliesheridan

is a Canadian author and book blogger. When not reading books or writing, she also works with books. She is currently working with two small publishers on the marketing/publicity side of things, and is also Joan of ARCs at Spencer Hill Press. In her spare time Kellie watches way too much television and travels whenever she has the opportunity.Kellie’s first YA novel, Mortality was released in March, and she is currently hard at work on future writing projects.

Book Review: The Power Of Why

The Power Of Why by Amanda Lang

Published: October 9, 2012

Publisher: Collins Canada

Source: Bought from Chapters

Synopsis: (Goodreads): Why are some people able to get so much more done in so much less time than others? Why do some companies flourish in tough times while others fail? Why are some countries more productive than others?

Through an entertaining mix of examples from the business world, insights from innovation gurus, little-known research, the experiences of business leaders and her own candid stories of life off-camera, Amanda Lang explains how asking the right questions has changed the world and how it can change you, too. From the invention of the curved shower curtain rod to the introduction of an elevator that creates electricity as it moves from floor to floor, The Power of Why persuasively spells out the connection between innovation and productivity that is so crucial in the knowledge economy.

Instead of obsessing over working ‘smarter,’ we ought to focus on the instinctive urge to question that’s so natural for young children. As Lang shows, it’s possible to reignite that instinct at any age and to become more innovative and productive?as well as more fulfilled in our jobs and happier in our relationships. That’s the power of why.

Personal Thoughts: This book made me look at things and concepts in a different way. A lot of the time we just get used to thinking one way and that is it, but we don’t question everything like we should. Amanda Lang tries to cover this subject matter through a variety of examples to get us to see what happens when you step out of the box of ordinary thinking and into something that has yet to be explored. It wasn’t the best book out there that I have read, but it made me think more and delve deeper into complex thinking.

Rating: 3/5 Stars

Unspoken Cover Reveal

Unspoken
Unspoken by Camille Dixon
Publication date:  May 2013
Genre: YA Contemporary Romance
Synopsis: 

Jaxon Michaels is every father’s worst nightmare for his teenage daughter, but Clarice Gibson knows him better than anyone. Best friends since the sixth grade, Clare and Jax have walked the fine line of friendship for six years.

But when Clarice’s friend Jessica starts dating Jax, Clare finds herself starting to notice him in a different way, one she’s not entirely prepared to face. As their senior year approaches and her true feelings are unburied, Clare begins asking herself the one question she vowed never to think about: What if she’s in love with her best friend? Their friendship is further strained when the captain of the football team – and Jessica’s twin brother – sets his eyes on Clare. As loyalties and friendships are tested, Clare and Jax find it harder to keep themselves firmly planted on the friends side of the relationship line.

A line they are getting dangerously close to crossing. 

I’m a Southern girl who’s spent the last few years freezing my toosh off up north. Except for the snow, things are pretty good. I love sunshine, sweet tea, and romances that touch my heart. A lifelong romantic, I found my own prince charming at an online dating site. Six months later, he asked me to marry him. Picture Perfect is my debut novel.

Cover Reveal: Breaking the Reins

BtR front
Breaking the Reins by Juliana Haygert
Publication date: August 2013
Genre: NA Contemporary Romance
Synopsis:

Horses, mansions, tea parties, and lies are twenty-year-old Hannah Taylor’s life. To others, her family and her relationship with Eric is perfect. But she knows the truth. She lives it.
After a fire takes her grandma’s life and kills her horse, Hannah’s immaculate life spirals out of control. Her father disapproves of her decision to run her grandma’s ranch instead of focusing solely on learning the family business; Animal Control brings her Argus, a mistreated horse that she can’t turn away even though she’s not ready for another horse; and her boyfriend, Eric Bennett, a world famous polo player, becomes possessive and authoritarian. Despite her best efforts to disguise it, Hannah grows wary of him.
Then, Leonardo Fernandes struts onto the polo scene. A cocky rookie with a messy life of his own, he’s drawn to Hannah and isn’t afraid of showing it, even when Eric makes it clear she is his and he’ll do whatever it takes to keep it that way. Hannah suffers for Eric’s jealousy. The abuse only gets worse when Leo steals the title of best polo player in the world from Eric.
But the title isn’t enough for Leo. He wants Hannah too, and she can’t deny her attraction to him either. Somehow, she must find a way to break free from abusive Eric before he breaks every bone in her body.

AUTHOR BIO

Juliana Haygert

While Juliana Haygert dreams of being Wonder Woman, Buffy, or a blood elf shadow priest, she settles for the less exciting—but equally gratifying—life of a wife, mother, and author. Thousands of miles away from her former home in Brazil, she now resides in Connecticut and spends her days writing about kick-ass heroines and the heroes who drive them crazy.